/* Modern CSS for Pre-Approved Credit Card Landing Page */

:root {
    /* Color Palette */
    --primary-50: #f0f4ff;
    --primary-100: #e0e7ff;
    --primary-200: #c7d2fe;
    --primary-300: #a5b4fc;
    --primary-400: #818cf8;
    --primary-500: #6366f1;
    --primary-600: #4f46e5;
    --primary-700: #4338ca;
    --primary-800: #3730a3;
    --primary-900: #312e81;
    
    --secondary-50: #ecfdf5;
    --secondary-100: #d1fae5;
    --secondary-200: #a7f3d0;
    --secondary-300: #6ee7b7;
    --secondary-400: #34d399;
    --secondary-500: #10d97d;
    --secondary-600: #059669;
    --secondary-700: #047857;
    --secondary-800: #065f46;
    --secondary-900: #064e3b;
    
    --accent-50: #fef2f2;
    --accent-100: #fee2e2;
    --accent-200: #fecaca;
    --accent-300: #fca5a5;
    --accent-400: #f87171;
    --accent-500: #ef4444;
    --accent-600: #dc2626;
    --accent-700: #b91c1c;
    --accent-800: #991b1b;
    --accent-900: #7f1d1d;
    
    --neutral-50: #fafafa;
    --neutral-100: #f5f5f5;
    --neutral-200: #e5e5e5;
    --neutral-300: #d4d4d4;
    --neutral-400: #a3a3a3;
    --neutral-500: #737373;
    --neutral-600: #525252;
    --neutral-700: #404040;
    --neutral-800: #262626;
    --neutral-900: #171717;
    
    /* Core Colors */
    --primary: var(--primary-600);
    --primary-dark: var(--primary-700);
    --primary-light: var(--primary-500);
    --secondary: var(--secondary-600);
    --secondary-light: var(--secondary-500);
    --accent: #FF6B6B;
    
    /* Text Colors */
    --text-primary: var(--neutral-900);
    --text-secondary: var(--neutral-700);
    --text-muted: var(--neutral-500);
    --text-light: var(--neutral-400);
    --text-white: #ffffff;
    
    /* Background Colors */
    --bg-primary: #ffffff;
    --bg-secondary: var(--neutral-50);
    --bg-tertiary: var(--neutral-100);
    --bg-dark: var(--neutral-900);
    
    /* Gradients */
    --gradient-primary: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    --gradient-secondary: linear-gradient(135deg, #10d97d 0%, #059669 100%);
    --gradient-accent: linear-gradient(135deg, #ff6b6b 0%, #ee5a5a 100%);
    --gradient-hero: linear-gradient(135deg, rgba(102, 126, 234, 0.05) 0%, rgba(118, 75, 162, 0.05) 100%);
    --gradient-card: linear-gradient(135deg, var(--primary-600) 0%, var(--primary-800) 100%);
    --gradient-success: linear-gradient(135deg, var(--secondary-500) 0%, var(--secondary-700) 100%);
    
    /* Shadows */
    --shadow-xs: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow-sm: 0 1px 3px 0 rgba(0, 0, 0, 0.1), 0 1px 2px -1px rgba(0, 0, 0, 0.1);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -2px rgba(0, 0, 0, 0.1);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -4px rgba(0, 0, 0, 0.1);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 8px 10px -6px rgba(0, 0, 0, 0.1);
    --shadow-2xl: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
    --shadow-glow: 0 0 20px rgba(102, 126, 234, 0.3);
    
    /* Border Radius */
    --radius-xs: 4px;
    --radius-sm: 6px;
    --radius-md: 8px;
    --radius-lg: 12px;
    --radius-xl: 16px;
    --radius-2xl: 20px;
    --radius-3xl: 24px;
    --radius-full: 9999px;
    
    /* Spacing */
    --space-xs: 0.25rem;
    --space-sm: 0.5rem;
    --space-md: 1rem;
    --space-lg: 1.5rem;
    --space-xl: 2rem;
    --space-2xl: 2.5rem;
    --space-3xl: 3rem;
    --space-4xl: 4rem;
    --space-5xl: 5rem;
    --space-6xl: 6rem;
    
    /* Typography */
    --font-primary: 'Poppins', system-ui, -apple-system, sans-serif;
    --font-secondary: 'Inter', system-ui, -apple-system, sans-serif;
    
    /* Transitions */
    --transition-fast: all 0.15s ease;
    --transition-normal: all 0.3s ease;
    --transition-slow: all 0.5s ease;
    --transition-bounce: all 0.3s cubic-bezier(0.68, -0.55, 0.265, 1.55);
}

/* Reset & Base Styles */
*,
*::before,
*::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: var(--font-primary);
    font-size: 1rem;
    line-height: 1.6;
    color: var(--text-primary);
    background-color: var(--bg-primary);
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

/* Scrollbar Styling */
::-webkit-scrollbar {
    width: 8px;
}

::-webkit-scrollbar-track {
    background: var(--bg-secondary);
}

::-webkit-scrollbar-thumb {
    background: var(--gradient-primary);
    border-radius: var(--radius-full);
}

::-webkit-scrollbar-thumb:hover {
    background: var(--gradient-secondary);
}

/* Container */
.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 var(--space-lg);
}

/* Section Badges */
.section-badge {
    display: inline-flex;
    align-items: center;
    gap: var(--space-xs);
    padding: var(--space-sm) var(--space-lg);
    background: var(--gradient-primary);
    color: var(--text-white);
    border-radius: var(--radius-full);
    font-size: 0.875rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: var(--space-lg);
}

.section-badge.light {
    background: rgba(255, 255, 255, 0.2);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.3);
}

/* Section Titles */
.section-title {
    font-size: clamp(2rem, 4vw, 3.5rem);
    font-weight: 800;
    line-height: 1.1;
    color: var(--text-primary);
    margin-bottom: var(--space-lg);
    letter-spacing: -0.02em;
}

.section-title.light {
    color: var(--text-white);
}

.section-description {
    font-size: 1.125rem;
    color: var(--text-secondary);
    line-height: 1.7;
    text-align: center;
    margin-bottom: var(--space-2xl);
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

/* Gradient Text */
.gradient-text {
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.highlight-text {
    color: var(--secondary);
    position: relative;
}

.highlight-text::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 100%;
    height: 3px;
    background: var(--gradient-secondary);
    border-radius: var(--radius-sm);
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    gap: var(--space-sm);
    padding: var(--space-md) var(--space-xl);
    border: none;
    border-radius: var(--radius-lg);
    font-family: var(--font-primary);
    font-size: 1rem;
    font-weight: 600;
    text-decoration: none;
    text-align: center;
    cursor: pointer;
    transition: var(--transition-normal);
    position: relative;
    overflow: hidden;
    white-space: nowrap;
}

.btn-primary {
    background: var(--gradient-primary);
    color: var(--text-white);
    box-shadow: var(--shadow-lg);
}

.btn-primary::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.3), transparent);
    transition: var(--transition-normal);
}

.btn-primary:hover::before {
    left: 100%;
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-xl);
}

.btn-ghost {
    background: transparent;
    color: var(--text-primary);
    border: 2px solid var(--neutral-300);
}

.btn-ghost:hover {
    background: var(--bg-secondary);
    border-color: var(--primary);
    color: var(--primary);
}

.btn-outline {
    background: transparent;
    color: var(--primary);
    border: 2px solid var(--primary);
}

.btn-outline:hover {
    background: var(--primary);
    color: var(--text-white);
}

.btn-large {
    padding: var(--space-lg) var(--space-2xl);
    font-size: 1.125rem;
}

/* Header */
.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(20px);
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    transition: var(--transition-normal);
}

.header.scrolled {
    background: rgba(255, 255, 255, 0.98);
    box-shadow: var(--shadow-sm);
}

.navbar {
    padding: var(--space-md) 0;
}

.nav-wrapper {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.logo {
    display: flex;
    align-items: center;
    gap: var(--space-md);
    text-decoration: none;
}

.logo-icon {
    display: flex;
    align-items: center;
    justify-content: center;
}

.logo-text {
    display: flex;
    flex-direction: column;
}

.brand-name {
    font-size: 1.625rem;
    font-weight: 800;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    line-height: 1.1;
}

.brand-tagline {
    font-size: 0.75rem;
    color: var(--text-muted);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.nav-menu {
    display: flex;
    align-items: center;
    gap: var(--space-2xl);
}

.nav-link {
    position: relative;
    padding: var(--space-sm) 0;
    color: var(--text-secondary);
    text-decoration: none;
    font-weight: 500;
    transition: var(--transition-normal);
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0;
    height: 3px;
    background: var(--gradient-primary);
    border-radius: var(--radius-full);
    transition: var(--transition-normal);
}

.nav-link:hover,
.nav-link.active {
    color: var(--primary);
}

.nav-link:hover::after,
.nav-link.active::after {
    width: 100%;
}

.nav-actions {
    display: flex;
    align-items: center;
    gap: var(--space-md);
}

.cta-btn {
    display: flex;
    align-items: center;
    gap: var(--space-sm);
    padding: var(--space-sm) var(--space-lg);
    background: var(--gradient-secondary);
    color: var(--text-white);
    text-decoration: none;
    border-radius: var(--radius-lg);
    font-weight: 600;
    font-size: 0.875rem;
    transition: var(--transition-normal);
}

.cta-btn:hover {
    transform: translateY(-1px);
    box-shadow: var(--shadow-lg);
}

.nav-toggle {
    display: none;
    flex-direction: column;
    gap: 4px;
    background: none;
    border: none;
    cursor: pointer;
    padding: var(--space-sm);
}

.nav-toggle span {
    width: 24px;
    height: 3px;
    background: var(--primary);
    border-radius: var(--radius-full);
    transition: var(--transition-normal);
}

/* Hero Section */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    padding: var(--space-6xl) 0 var(--space-5xl);
    overflow: hidden;
}

.hero-background {
    position: absolute;
    inset: 0;
    z-index: -1;
}

.hero-gradient {
    position: absolute;
    inset: 0;
    background: var(--gradient-hero);
}

.floating-shapes {
    position: absolute;
    inset: 0;
    overflow: hidden;
}

.shape {
    position: absolute;
    border-radius: var(--radius-full);
    animation: float 6s ease-in-out infinite;
}

.shape-1 {
    width: 100px;
    height: 100px;
    background: linear-gradient(45deg, rgba(102, 126, 234, 0.1), rgba(102, 126, 234, 0.2));
    top: 20%;
    left: 10%;
    animation-delay: 0s;
}

.shape-2 {
    width: 150px;
    height: 150px;
    background: linear-gradient(45deg, rgba(16, 217, 125, 0.1), rgba(16, 217, 125, 0.2));
    bottom: 20%;
    right: 15%;
    animation-delay: 2s;
}

.shape-3 {
    width: 80px;
    height: 80px;
    background: linear-gradient(45deg, rgba(255, 107, 107, 0.1), rgba(255, 107, 107, 0.2));
    top: 60%;
    left: 5%;
    animation-delay: 4s;
}

@keyframes float {
    0%, 100% { transform: translateY(0px) rotate(0deg); }
    50% { transform: translateY(-20px) rotate(180deg); }
}

.hero-content {
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: var(--space-5xl);
    align-items: center;
    position: relative;
    z-index: 2;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: var(--space-sm);
    padding: var(--space-sm) var(--space-lg);
    background: rgba(16, 217, 125, 0.1);
    border: 1px solid rgba(16, 217, 125, 0.3);
    color: var(--secondary-700);
    border-radius: var(--radius-full);
    font-size: 0.875rem;
    font-weight: 600;
    margin-bottom: var(--space-xl);
}

.badge-icon {
    font-size: 1rem;
}

.hero-title {
    font-size: clamp(2.5rem, 5vw, 4.5rem);
    font-weight: 900;
    line-height: 1.1;
    margin-bottom: var(--space-xl);
    letter-spacing: -0.02em;
}

.hero-description {
    font-size: 1.25rem;
    color: var(--text-secondary);
    line-height: 1.7;
    margin-bottom: var(--space-2xl);
}

.hero-features {
    display: flex;
    gap: var(--space-xl);
    margin-bottom: var(--space-3xl);
    flex-wrap: wrap;
}

.feature-item {
    display: flex;
    align-items: center;
    gap: var(--space-sm);
    padding: var(--space-sm) var(--space-md);
    background: rgba(255, 255, 255, 0.8);
    border: 1px solid var(--neutral-200);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm);
    font-size: 0.875rem;
    font-weight: 600;
}

.feature-icon {
    font-size: 1rem;
}

.hero-actions {
    display: flex;
    gap: var(--space-lg);
    flex-wrap: wrap;
}

/* Hero Visual */
.hero-visual {
    position: relative;
    display: flex;
    justify-content: center;
    align-items: center;
}

.cards-showcase {
    position: relative;
    width: 100%;
    height: 500px;
}

.main-card {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 360px;
    height: 230px;
    z-index: 3;
}

.card-glow {
    position: absolute;
    inset: -20px;
    background: var(--gradient-primary);
    border-radius: var(--radius-2xl);
    filter: blur(20px);
    opacity: 0.3;
    animation: pulse 3s ease-in-out infinite;
}

@keyframes pulse {
    0%, 100% { opacity: 0.3; transform: scale(1); }
    50% { opacity: 0.5; transform: scale(1.05); }
}

.card-content {
    position: relative;
    width: 100%;
    height: 100%;
    background: var(--gradient-primary);
    border-radius: var(--radius-2xl);
    padding: var(--space-xl);
    color: var(--text-white);
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    box-shadow: var(--shadow-2xl);
}

.card-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.card-logo {
    font-size: 1.25rem;
    font-weight: 700;
}

.card-status {
    font-size: 0.75rem;
    font-weight: 700;
    background: var(--gradient-secondary);
    padding: var(--space-xs) var(--space-sm);
    border-radius: var(--radius-sm);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.card-chip {
    width: 50px;
    height: 35px;
    background: linear-gradient(45deg, #ffd700, #ffed4e);
    border-radius: var(--radius-sm);
    position: relative;
    margin: var(--space-md) 0;
}

.chip-lines {
    position: absolute;
    inset: 4px;
    background: repeating-linear-gradient(
        90deg,
        rgba(0,0,0,0.1) 0px,
        rgba(0,0,0,0.1) 1px,
        transparent 1px,
        transparent 3px
    );
    border-radius: var(--radius-xs);
}

.card-number {
    font-size: 1.25rem;
    font-weight: 600;
    letter-spacing: 3px;
    margin-bottom: var(--space-md);
}

.card-info {
    display: flex;
    justify-content: space-between;
    align-items: end;
    margin-bottom: var(--space-sm);
}

.card-holder {
    font-size: 0.75rem;
    font-weight: 500;
    text-transform: uppercase;
}

.card-expiry {
    font-size: 0.875rem;
    font-weight: 600;
}

.card-benefits {
    display: flex;
    gap: var(--space-md);
    font-size: 0.75rem;
    opacity: 0.9;
}

.approval-popup {
    position: absolute;
    top: 10%;
    right: -5%;
    background: var(--bg-primary);
    border: 2px solid var(--secondary);
    border-radius: var(--radius-lg);
    padding: var(--space-lg);
    box-shadow: var(--shadow-xl);
    display: flex;
    align-items: center;
    gap: var(--space-md);
    z-index: 4;
    animation: slideInRight 1s ease-out 0.5s both;
}

@keyframes slideInRight {
    from { opacity: 0; transform: translateX(100px); }
    to { opacity: 1; transform: translateX(0); }
}

.popup-icon {
    font-size: 1.5rem;
    color: var(--secondary);
}

.popup-text {
    font-size: 0.875rem;
    color: var(--text-primary);
    font-weight: 600;
}

.stats-card {
    position: absolute;
    bottom: 5%;
    left: -10%;
    background: var(--bg-primary);
    border: 1px solid var(--neutral-200);
    border-radius: var(--radius-lg);
    padding: var(--space-lg);
    box-shadow: var(--shadow-lg);
    display: flex;
    gap: var(--space-xl);
    z-index: 4;
    animation: slideInLeft 1s ease-out 1s both;
}

@keyframes slideInLeft {
    from { opacity: 0; transform: translateX(-100px); }
    to { opacity: 1; transform: translateX(0); }
}

.stat {
    text-align: center;
}

.stat-number {
    font-size: 1.5rem;
    font-weight: 800;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    line-height: 1.1;
}

.stat-label {
    font-size: 0.75rem;
    color: var(--text-muted);
    font-weight: 500;
}

/* Pre-Approval Process Section */
/* Pre-Approval Process Section - Redesigned */
.pre-approval-section {
    padding: var(--space-6xl) 0;
    background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 100%);
    position: relative;
    overflow: hidden;
}

.pre-approval-section::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: radial-gradient(circle at 30% 20%, rgba(102, 126, 234, 0.05) 0%, transparent 50%),
                radial-gradient(circle at 70% 80%, rgba(16, 217, 125, 0.05) 0%, transparent 50%);
    pointer-events: none;
}

.section-header {
    text-align: center;
    margin-bottom: var(--space-5xl);
    position: relative;
    z-index: 2;
}

.process-container {
    position: relative;
    max-width: 1000px;
    margin: 0 auto;
}

/* Progress Line */
.progress-line {
    position: absolute;
    top: 80px;
    left: 50%;
    transform: translateX(-50%);
    width: 70%;
    height: 4px;
    background: var(--neutral-300);
    border-radius: var(--radius-full);
    z-index: 1;
}

.progress-fill {
    height: 100%;
    background: var(--gradient-primary);
    border-radius: var(--radius-full);
    width: 0%;
    animation: progressFill 3s ease-in-out 1s forwards;
}

@keyframes progressFill {
    to { width: 100%; }
}

/* Process Steps */
.process-steps {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--space-3xl);
    position: relative;
    z-index: 2;
}

.step-card {
    background: var(--bg-primary);
    border-radius: var(--radius-2xl);
    padding: var(--space-3xl) var(--space-2xl);
    box-shadow: var(--shadow-lg);
    border: 1px solid var(--neutral-200);
    position: relative;
    transition: var(--transition-normal);
    animation: slideInUp 0.6s ease-out both;
}

.step-card:nth-child(1) { animation-delay: 0.2s; }
.step-card:nth-child(2) { animation-delay: 0.4s; }
.step-card:nth-child(3) { animation-delay: 0.6s; }

@keyframes slideInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.step-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-2xl);
    border-color: var(--primary);
}

.step-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: var(--gradient-primary);
    border-radius: var(--radius-2xl) var(--radius-2xl) 0 0;
    transform: scaleX(0);
    transform-origin: left;
    transition: var(--transition-normal);
}

.step-card:hover::before {
    transform: scaleX(1);
}

/* Step Indicator */
.step-indicator {
    position: relative;
    width: 70px;
    height: 70px;
    margin: 0 auto var(--space-xl);
}

.step-number {
    width: 70px;
    height: 70px;
    background: var(--gradient-primary);
    color: var(--text-white);
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    font-weight: 800;
    position: relative;
    z-index: 2;
    box-shadow: var(--shadow-lg);
}

.step-pulse {
    position: absolute;
    inset: -8px;
    border: 3px solid var(--primary-300);
    border-radius: var(--radius-full);
    animation: pulse 2s ease-in-out infinite;
    opacity: 0.6;
}

@keyframes pulse {
    0% { transform: scale(0.8); opacity: 0.6; }
    50% { transform: scale(1.1); opacity: 0.3; }
    100% { transform: scale(0.8); opacity: 0.6; }
}

/* Step Content */
.step-content {
    text-align: center;
}

.step-icon {
    width: 56px;
    height: 56px;
    background: linear-gradient(135deg, var(--secondary-100), var(--secondary-200));
    border-radius: var(--radius-xl);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto var(--space-lg);
    color: var(--secondary-700);
    transition: var(--transition-normal);
}

.step-card:hover .step-icon {
    background: var(--gradient-secondary);
    color: var(--text-white);
    transform: scale(1.1);
}

.step-content h3 {
    font-size: 1.375rem;
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: var(--space-md);
    line-height: 1.3;
}

.step-content p {
    color: var(--text-secondary);
    line-height: 1.6;
    margin-bottom: var(--space-lg);
    font-size: 1rem;
}

.step-features {
    display: flex;
    justify-content: center;
    gap: var(--space-md);
    flex-wrap: wrap;
}

.feature {
    font-size: 0.875rem;
    color: var(--secondary-700);
    background: var(--secondary-50);
    padding: var(--space-xs) var(--space-sm);
    border-radius: var(--radius-full);
    font-weight: 600;
    border: 1px solid var(--secondary-200);
}

/* Trust Indicators */
/* Trust Indicators - Enhanced Design */
.trust-indicators {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: var(--space-lg);
    margin-top: var(--space-5xl);
    padding: var(--space-3xl);
    background: linear-gradient(135deg, rgba(255, 255, 255, 0.95), rgba(255, 255, 255, 0.8));
    backdrop-filter: blur(20px);
    border-radius: var(--radius-2xl);
    border: 1px solid rgba(255, 255, 255, 0.3);
    box-shadow: var(--shadow-xl);
    position: relative;
}

.trust-indicators::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(102, 126, 234, 0.05), rgba(16, 217, 125, 0.05));
    border-radius: var(--radius-2xl);
    z-index: -1;
}

.trust-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: var(--space-lg);
    border-radius: var(--radius-xl);
    transition: var(--transition-normal);
    position: relative;
    overflow: hidden;
}

.trust-item::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, transparent, rgba(255, 255, 255, 0.5));
    opacity: 0;
    transition: var(--transition-normal);
    border-radius: var(--radius-xl);
}

.trust-item:hover::before {
    opacity: 1;
}

.trust-item:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.trust-icon {
    width: 64px;
    height: 64px;
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: var(--space-md);
    position: relative;
    transition: var(--transition-normal);
    box-shadow: var(--shadow-md);
}

.trust-icon.success {
    background: linear-gradient(135deg, #10d97d, #059669);
    color: white;
}

.trust-icon.speed {
    background: linear-gradient(135deg, #f59e0b, #d97706);
    color: white;
}

.trust-icon.security {
    background: linear-gradient(135deg, #3b82f6, #1d4ed8);
    color: white;
}

.trust-icon.support {
    background: linear-gradient(135deg, #8b5cf6, #7c3aed);
    color: white;
}

.trust-icon::after {
    content: '';
    position: absolute;
    inset: -4px;
    border-radius: var(--radius-full);
    background: inherit;
    z-index: -1;
    opacity: 0.3;
    animation: iconPulse 3s ease-in-out infinite;
}

@keyframes iconPulse {
    0%, 100% { transform: scale(1); opacity: 0.3; }
    50% { transform: scale(1.1); opacity: 0.1; }
}

.trust-content {
    position: relative;
    z-index: 2;
}

.trust-number {
    font-size: 1.375rem;
    font-weight: 900;
    color: var(--text-primary);
    line-height: 1.2;
    margin-bottom: var(--space-xs);
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.trust-label {
    font-size: 0.875rem;
    color: var(--text-secondary);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

/* Enhanced Hover Effects */
.trust-item:hover .trust-icon {
    transform: scale(1.1) rotate(5deg);
    box-shadow: var(--shadow-xl);
}

.trust-item:hover .trust-number {
    transform: scale(1.05);
}

/* Responsive Design for Trust Indicators */
@media (max-width: 1024px) {
    .trust-indicators {
        grid-template-columns: repeat(2, 1fr);
        gap: var(--space-xl);
        padding: var(--space-2xl);
    }
    
    .trust-icon {
        width: 56px;
        height: 56px;
    }
    
    .trust-number {
        font-size: 1.25rem;
    }
}

@media (max-width: 768px) {
    .trust-indicators {
        grid-template-columns: repeat(2, 1fr);
        gap: var(--space-lg);
        padding: var(--space-xl);
    }
    
    .trust-item {
        padding: var(--space-md);
    }
    
    .trust-icon {
        width: 48px;
        height: 48px;
    }
    
    .trust-number {
        font-size: 1.125rem;
    }
    
    .trust-label {
        font-size: 0.75rem;
    }
}

@media (max-width: 480px) {
    .trust-indicators {
        grid-template-columns: 1fr;
        gap: var(--space-md);
        padding: var(--space-lg);
    }
    
    .trust-item {
        flex-direction: row;
        text-align: left;
        gap: var(--space-md);
        padding: var(--space-lg);
    }
    
    .trust-icon {
        margin-bottom: 0;
        flex-shrink: 0;
    }
    
    .trust-content {
        text-align: left;
    }
}

/* Responsive Design for Pre-Approval Section */
@media (max-width: 1024px) {
    .progress-line {
        display: none;
    }
    
    .process-steps {
        gap: var(--space-2xl);
    }
    
   
}

@media (max-width: 768px) {
    .pre-approval-section {
        padding: var(--space-4xl) 0;
    }
    
    .process-steps {
        grid-template-columns: 1fr;
        gap: var(--space-3xl);
    }
    
    .step-card {
        padding: var(--space-2xl);
    }
    
    .step-indicator {
        width: 60px;
        height: 60px;
        margin-bottom: var(--space-lg);
    }
    
    .step-number {
        width: 60px;
        height: 60px;
        font-size: 1.25rem;
    }
    
    .step-icon {
        width: 48px;
        height: 48px;
    }
    
  
    
    .trust-item {
        justify-content: center;
        text-align: center;
    }
}

@media (max-width: 480px) {
    .step-features {
        flex-direction: column;
        align-items: center;
        gap: var(--space-sm);
    }
    
   
}

/* Services Section */
.services-section {
    padding: var(--space-6xl) 0;
    background: var(--bg-primary);
}

.services-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-5xl);
    align-items: center;
}

.services-description {
    font-size: 1.125rem;
    color: var(--text-secondary);
    line-height: 1.7;
    margin-bottom: var(--space-2xl);
}

.services-list {
    margin-bottom: var(--space-2xl);
}

.service-item {
    display: flex;
    gap: var(--space-md);
    margin-bottom: var(--space-xl);
    padding: var(--space-lg);
    background: var(--bg-secondary);
    border-radius: var(--radius-lg);
    transition: var(--transition-normal);
}

.service-item:hover {
    background: var(--bg-tertiary);
    transform: translateX(4px);
}

.service-icon {
    width: 40px;
    height: 40px;
    background: var(--gradient-primary);
    border-radius: var(--radius-lg);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--text-white);
    flex-shrink: 0;
}

.service-content h4 {
    font-size: 1.125rem;
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: var(--space-xs);
}

.service-content p {
    color: var(--text-secondary);
    line-height: 1.6;
}

.services-visual {
    position: relative;
}

.visual-container {
    position: relative;
    height: 500px;
}

.feature-cards {
    position: relative;
    height: 100%;
}

.feature-card {
    position: absolute;
    width: 200px;
    height: 140px;
    background: var(--bg-primary);
    border: 1px solid var(--neutral-200);
    border-radius: var(--radius-xl);
    padding: var(--space-lg);
    box-shadow: var(--shadow-lg);
    text-align: center;
    transition: var(--transition-normal);
}

.feature-card:hover {
    transform: scale(1.05);
    box-shadow: var(--shadow-xl);
}

.card-1 {
    top: 10%;
    left: 20%;
    background: linear-gradient(135deg, rgba(102, 126, 234, 0.1), rgba(102, 126, 234, 0.05));
    border-color: var(--primary-200);
}

.card-2 {
    top: 40%;
    right: 10%;
    background: linear-gradient(135deg, rgba(16, 217, 125, 0.1), rgba(16, 217, 125, 0.05));
    border-color: var(--secondary-200);
}

.card-3 {
    bottom: 20%;
    left: 10%;
    background: linear-gradient(135deg, rgba(255, 107, 107, 0.1), rgba(255, 107, 107, 0.05));
    border-color: rgba(255, 107, 107, 0.3);
}

.card-icon {
    font-size: 1.5rem;
    margin-bottom: var(--space-sm);
}

.card-title {
    font-size: 1rem;
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: var(--space-xs);
}

.card-description {
    font-size: 0.75rem;
    color: var(--text-muted);
    line-height: 1.4;
}

.stats-grid {
    position: absolute;
    bottom: 5%;
    right: 15%;
    display: flex;
    gap: var(--space-md);
}

.stat-box {
    background: var(--bg-primary);
    border: 1px solid var(--neutral-200);
    border-radius: var(--radius-lg);
    padding: var(--space-md);
    text-align: center;
    box-shadow: var(--shadow-md);
    min-width: 80px;
}

.stat-value {
    font-size: 1.25rem;
    font-weight: 800;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    line-height: 1.1;
}

.stat-desc {
    font-size: 0.75rem;
    color: var(--text-muted);
    font-weight: 500;
}

/* Application Section */
.application-section {
    padding: var(--space-6xl) 0;
    background: var(--gradient-primary);
    color: var(--text-white);
}

.application-wrapper {
    max-width: 1100px;
    margin: 0 auto;
}

.form-header {
    text-align: center;
    margin-bottom: var(--space-5xl);
}

.form-description {
    font-size: 1.125rem;
    line-height: 1.7;
    opacity: 0.9;
    max-width: 600px;
    margin: 0 auto;
}

.application-form-container {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: var(--space-4xl);
    align-items: start;
}

.application-form {
    background: rgba(255, 255, 255, 0.98);
    backdrop-filter: blur(20px);
    border-radius: var(--radius-2xl);
    padding: var(--space-3xl);
    color: var(--text-primary);
    box-shadow: var(--shadow-2xl);
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-lg);
    margin-bottom: var(--space-lg);
}

.form-group {
    margin-bottom: var(--space-lg);
}

.form-group label {
    display: block;
    margin-bottom: var(--space-sm);
    font-weight: 600;
    color: var(--text-primary);
    font-size: 0.875rem;
}

.form-group input,
.form-group select {
    width: 100%;
    padding: var(--space-md);
    border: 2px solid var(--neutral-300);
    border-radius: var(--radius-lg);
    font-family: var(--font-primary);
    font-size: 1rem;
    transition: var(--transition-normal);
    background: var(--bg-primary);
}

.form-group input:focus,
.form-group select:focus {
    outline: none;
    border-color: var(--primary);
    box-shadow: 0 0 0 3px rgba(102, 126, 234, 0.1);
}

.form-submit {
    width: 100%;
    margin-bottom: var(--space-lg);
}

.form-benefits {
    display: flex;
    justify-content: space-between;
    padding-top: var(--space-lg);
    border-top: 1px solid var(--neutral-200);
}

.benefit {
    display: flex;
    align-items: center;
    gap: var(--space-xs);
    font-size: 0.875rem;
    color: var(--text-secondary);
}

.benefit-icon {
    font-size: 1rem;
    color: var(--secondary);
}

.form-sidebar {
    display: flex;
    flex-direction: column;
    gap: var(--space-xl);
}

.guarantee-card {
    background: rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(20px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: var(--radius-2xl);
    padding: var(--space-2xl);
    color: var(--text-white);
}

.guarantee-icon {
    font-size: 2rem;
    text-align: center;
    margin-bottom: var(--space-lg);
}

.guarantee-card h4 {
    font-size: 1.25rem;
    font-weight: 700;
    margin-bottom: var(--space-md);
    text-align: center;
}

.guarantee-card p {
    text-align: center;
    margin-bottom: var(--space-lg);
    opacity: 0.9;
    line-height: 1.6;
}

.guarantee-features {
    margin-top: var(--space-lg);
}

.feature {
    display: flex;
    align-items: center;
    gap: var(--space-sm);
    margin-bottom: var(--space-sm);
    font-size: 0.875rem;
    opacity: 0.9;
}

.feature-bullet {
    color: var(--secondary);
    font-weight: 700;
}

/* Contact Card - Fixed Text Contrast */
.contact-card {
    background:#ffffff;
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: var(--radius-xl);
    padding: var(--space-xl);
    text-align: center;
    color: #000080; /* Ensure white text */
}

.contact-card h4 {
    font-size: 1.125rem;
    font-weight: 700;
    margin-bottom: var(--space-sm);
    color: #000080; /* Explicit white text */
}

.contact-card p {
    margin-bottom: var(--space-lg);
    opacity: 0.9;
    color: rgba(255, 255, 255, 0.9); /* Explicit white text with opacity */
}

.contact-btn {
    display: inline-flex;
    align-items: center;
    gap: var(--space-sm);
    padding: var(--space-md) var(--space-lg);
    background: var(--gradient-secondary);
    color: var(--text-white) !important; /* Force white text with !important */
    text-decoration: none;
    border-radius: var(--radius-lg);
    font-weight: 600;
    font-size: 0.875rem;
    transition: var(--transition-normal);
    border: none;
    box-shadow: var(--shadow-md);
}

.contact-btn:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
    color: var(--text-white) !important; /* Ensure white text stays on hover */
}

/* Alternative: If you want the contact card to have dark background for better contrast */
.contact-card.dark-variant {
    background: #ffffff;
    backdrop-filter: blur(20px);
    border: 1px solid rgba(255, 255, 255, 0.1);
    color: #000080;
}

.contact-card.dark-variant h4 {
    color: #000080;
}

.contact-card.dark-variant p {
    color: #000080;
}

/* About Section */
.about-section {
    padding: var(--space-6xl) 0;
    background: var(--bg-secondary);
}

.about-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-5xl);
    align-items: center;
}

.visual-wrapper {
    position: relative;
    display: flex;
    justify-content: center;
    align-items: center;
}

.main-visual {
    position: relative;
}

.credit-card-stack {
    position: relative;
    width: 320px;
    height: 200px;
}

.credit-card {
    position: absolute;
    width: 300px;
    height: 190px;
    border-radius: var(--radius-2xl);
    padding: var(--space-xl);
    color: var(--text-white);
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    box-shadow: var(--shadow-xl);
    transition: var(--transition-slow);
    overflow: hidden;
}

.card-purple {
    background: var(--gradient-primary);
    transform: rotate(-8deg);
    z-index: 2;
}

.card-teal {
    background: var(--gradient-secondary);
    transform: rotate(8deg) translateY(30px);
    z-index: 1;
}

.credit-card:hover {
    transform: rotate(0deg) translateY(-10px) scale(1.05);
}

.card-shine {
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.2), transparent);
    transition: var(--transition-slow);
}

.credit-card:hover .card-shine {
    left: 100%;
}

.card-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.card-brand {
    font-size: 1.125rem;
    font-weight: 700;
}

.card-tier {
    font-size: 0.75rem;
    font-weight: 700;
    background: rgba(255, 255, 255, 0.2);
    padding: var(--space-xs) var(--space-sm);
    border-radius: var(--radius-sm);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.card-chip {
    width: 45px;
    height: 30px;
    background: linear-gradient(45deg, #ffd700, #ffed4e);
    border-radius: var(--radius-sm);
    margin: var(--space-md) 0;
}

.card-number {
    font-size: 1.125rem;
    font-weight: 600;
    letter-spacing: 2px;
    margin-bottom: var(--space-md);
}

.card-footer {
    display: flex;
    justify-content: space-between;
    align-items: end;
}

.card-holder {
    font-size: 0.75rem;
    font-weight: 500;
    text-transform: uppercase;
}

.card-expiry {
    font-size: 0.875rem;
    font-weight: 600;
}

.experience-badge {
    position: absolute;
    bottom: -30px;
    right: -30px;
    background: var(--bg-primary);
    border: 4px solid var(--accent);
    border-radius: var(--radius-full);
    padding: var(--space-lg);
    box-shadow: var(--shadow-xl);
    z-index: 10;
}

.badge-content {
    text-align: center;
}

.years {
    display: block;
    font-size: 2rem;
    font-weight: 900;
    color: var(--primary);
    line-height: 1;
}

.text {
    font-size: 0.75rem;
    color: var(--text-muted);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.about-description {
    font-size: 1.125rem;
    color: var(--text-secondary);
    line-height: 1.7;
    margin-bottom: var(--space-lg);
}

.achievement-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--space-lg);
    margin: var(--space-2xl) 0;
    padding: var(--space-xl);
    background: var(--bg-primary);
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow-sm);
}

.achievement {
    text-align: center;
}

.achievement-number {
    font-size: 1.75rem;
    font-weight: 900;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    line-height: 1.1;
}

.achievement-label {
    font-size: 0.875rem;
    color: var(--text-muted);
    font-weight: 500;
}

.about-actions {
    display: flex;
    gap: var(--space-lg);
    flex-wrap: wrap;
}

/* Contact Section */
.contact-section {
    padding: var(--space-6xl) 0;
    background: var(--bg-primary);
}

.contact-header {
    text-align: center;
    margin-bottom: var(--space-5xl);
}

.contact-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: var(--space-2xl);
}

/* Contact Section (continued) */
.contact-card {
    
    background: var(--bg-secondary);
    border: 1px solid var(--neutral-200);
    border-radius: var(--radius-2xl);
    padding: var(--space-2xl);
    text-align: center;
    transition: var(--transition-normal);
    position: relative;
    overflow: hidden;
}

.contact-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: var(--gradient-primary);
    transform: scaleX(0);
    transform-origin: left;
    transition: var(--transition-normal);
}

.contact-card:hover::before {
    transform: scaleX(1);
}

.contact-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
    border-color: var(--primary);
}

.contact-card.primary {
    background: linear-gradient(135deg, rgba(102, 126, 234, 0.05), rgba(102, 126, 234, 0.1));
    border-color: var(--primary-200);
}

.contact-icon {
    width: 72px;
    height: 72px;
    background: var(--gradient-primary);
    border-radius: var(--radius-2xl);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto var(--space-lg);
    color: var(--text-white);
    box-shadow: var(--shadow-lg);
}

.contact-card h3 {
    font-size: 1.375rem;
    font-weight: 700;
    
    color: var(--text-primary);
    margin-bottom: var(--space-md);
}

.contact-info {
    margin-bottom: var(--space-md);
}

.contact-info a {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--primary);
    text-decoration: none;
    transition: var(--transition-normal);
}

.contact-info a:hover {
    color: var(--primary-dark);
}

.contact-details {
    color: var(--text-secondary);
    line-height: 1.6;
    margin-bottom: var(--space-md);
    font-size: 0.95rem;
}

.contact-note {
    font-size: 0.875rem;
    color: var(--text-muted);
    font-style: italic;
    background: rgba(102, 126, 234, 0.05);
    padding: var(--space-sm) var(--space-md);
    border-radius: var(--radius-lg);
    border-left: 3px solid var(--primary);
}

/* Footer */
.footer {
    background: var(--bg-dark);
    color: var(--text-white);
    padding: var(--space-5xl) 0 var(--space-lg);
}

.footer-content {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.2fr;
    gap: var(--space-4xl);
    margin-bottom: var(--space-3xl);
    align-items: start;
}

.footer-brand {
    max-width: 350px;
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: var(--space-md);
    margin-bottom: var(--space-lg);
    font-size: 1.5rem;
    font-weight: 800;
}

.footer-description {
    color: var(--neutral-400);
    line-height: 1.7;
    font-size: 0.95rem;
    margin-bottom: var(--space-xl);
}

.footer-social {
    display: flex;
    gap: var(--space-md);
}

.footer-social a {
    width: 44px;
    height: 44px;
    background: var(--neutral-800);
    border-radius: var(--radius-lg);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--neutral-400);
    transition: var(--transition-normal);
    border: 1px solid var(--neutral-700);
}

.footer-social a:hover {
    background: var(--gradient-primary);
    color: var(--text-white);
    transform: translateY(-2px);
    border-color: transparent;
    box-shadow: var(--shadow-lg);
}

.footer-column h4 {
    font-size: 1.125rem;
    font-weight: 700;
    margin-bottom: var(--space-lg);
    color: var(--text-white);
    position: relative;
}

.footer-column h4::after {
    content: '';
    position: absolute;
    bottom: -8px;
    left: 0;
    width: 30px;
    height: 3px;
    background: var(--gradient-primary);
    border-radius: var(--radius-full);
}

.footer-column ul {
    list-style: none;
    padding: 0;
}

.footer-column li {
    margin-bottom: var(--space-md);
}

.footer-column a {
    color: var(--neutral-400);
    text-decoration: none;
    transition: var(--transition-normal);
    font-size: 0.95rem;
    line-height: 1.6;
    display: block;
    padding: var(--space-xs) 0;
}

.footer-column a:hover {
    color: var(--primary-300);
    transform: translateX(4px);
}

.footer-contact {
    margin-bottom: var(--space-lg);
}

.contact-link {
    display: flex;
    align-items: center;
    gap: var(--space-sm);
    color: var(--primary-300) !important;
    font-weight: 600;
    margin-bottom: var(--space-sm);
    padding: var(--space-sm);
    background: rgba(102, 126, 234, 0.1);
    border-radius: var(--radius-lg);
    border-left: 3px solid var(--primary);
}

.contact-link:hover {
    background: rgba(102, 126, 234, 0.15);
    transform: none;
}

.footer-bottom {
    padding-top: var(--space-lg);
    border-top: 1px solid var(--neutral-800);
    text-align: center;
    color: var(--neutral-500);
    font-size: 0.875rem;
    line-height: 1.5;
}

.footer-bottom a {
    color: var(--primary-300);
    text-decoration: none;
    transition: var(--transition-normal);
}

.footer-bottom a:hover {
    color: var(--primary);
}

/* Animations */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes slideInFromLeft {
    from {
        opacity: 0;
        transform: translateX(-50px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@keyframes slideInFromRight {
    from {
        opacity: 0;
        transform: translateX(50px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

.animate-in {
    animation: fadeInUp 0.8s ease-out;
}

/* Loading Animation */
body.loaded .hero-title {
    animation: slideInFromLeft 1s ease-out 0.2s both;
}

body.loaded .hero-description {
    animation: slideInFromLeft 1s ease-out 0.4s both;
}

body.loaded .hero-actions {
    animation: slideInFromLeft 1s ease-out 0.6s both;
}

body.loaded .main-card {
    animation: slideInFromRight 1s ease-out 0.3s both;
}

/* Responsive Design */
@media (max-width: 1200px) {
    .container {
        padding: 0 var(--space-md);
    }
    
    .hero-content,
    .services-content,
    .about-content {
        gap: var(--space-4xl);
    }
    
    .process-steps {
        gap: var(--space-2xl);
    }
    
    .step-connector {
        width: 60px;
    }
}

@media (max-width: 1024px) {
    .hero-content,
    .services-content,
    .about-content {
        grid-template-columns: 1fr;
        gap: var(--space-3xl);
        text-align: center;
    }
    
    .application-form-container {
        grid-template-columns: 1fr;
        gap: var(--space-2xl);
    }
    
    .footer-content {
        grid-template-columns: 1fr 1fr;
        gap: var(--space-3xl);
    }
    
    .footer-brand {
        grid-column: 1 / -1;
        max-width: 100%;
        text-align: center;
        margin-bottom: var(--space-xl);
    }
    
    .process-steps {
        flex-direction: column;
        gap: var(--space-3xl);
    }
    
    .step-connector {
        width: 3px;
        height: 60px;
        margin: var(--space-lg) 0;
    }
}

@media (max-width: 768px) {
    .nav-menu {
        position: fixed;
        top: 80px;
        left: -100%;
        width: 100%;
        height: calc(100vh - 80px);
        background: rgba(255, 255, 255, 0.98);
        backdrop-filter: blur(20px);
        flex-direction: column;
        justify-content: start;
        padding: var(--space-4xl) var(--space-xl);
        gap: var(--space-2xl);
        transition: var(--transition-normal);
        box-shadow: var(--shadow-xl);
        z-index: 100;
    }
    
    .nav-menu.active {
        left: 0;
    }
    
    .nav-toggle {
        display: flex;
    }
    
    .nav-toggle.active span:nth-child(1) {
        transform: rotate(45deg) translate(5px, 5px);
    }
    
    .nav-toggle.active span:nth-child(2) {
        opacity: 0;
    }
    
    .nav-toggle.active span:nth-child(3) {
        transform: rotate(-45deg) translate(7px, -6px);
    }
    
    .hero {
        padding: var(--space-5xl) 0 var(--space-4xl);
    }
    
    .hero-features {
        justify-content: center;
        gap: var(--space-md);
    }
    
    .hero-actions {
        flex-direction: column;
        align-items: center;
        gap: var(--space-md);
    }
    
    .cards-showcase {
        height: 400px;
    }
    
    .main-card {
        width: 300px;
        height: 190px;
    }
    
    .approval-popup,
    .stats-card {
        position: relative;
        top: auto;
        left: auto;
        right: auto;
        bottom: auto;
        margin: var(--space-lg) auto 0;
        animation: none;
    }
    
    .form-row {
        grid-template-columns: 1fr;
        gap: var(--space-md);
    }
    
    .form-benefits {
        flex-direction: column;
        gap: var(--space-sm);
    }
    
    .achievement-grid {
        grid-template-columns: 1fr;
        gap: var(--space-md);
        text-align: center;
    }
    
    .contact-grid {
        grid-template-columns: 1fr;
        gap: var(--space-xl);
    }
    
    .footer-content {
        grid-template-columns: 1fr;
        gap: var(--space-2xl);
        text-align: center;
    }
    
    .footer-brand {
        margin-bottom: var(--space-2xl);
    }
    
    .footer-social {
        justify-content: center;
    }
    
    .contact-link {
        justify-content: center;
    }
}

@media (max-width: 640px) {
    .container {
        padding: 0 var(--space-md);
    }
    
    .section-title {
        font-size: clamp(1.75rem, 6vw, 2.5rem);
    }
    
    .hero-title {
        font-size: clamp(2rem, 8vw, 3rem);
    }
    
    .hero-description {
        font-size: 1rem;
    }
    
    .hero-features {
        flex-direction: column;
        align-items: center;
    }
    
    .feature-item {
        width: 100%;
        justify-content: center;
    }
    
    .cards-showcase {
        height: 350px;
    }
    
    .main-card {
        width: 280px;
        height: 180px;
    }
    
    .card-content {
        padding: var(--space-lg);
    }
    
    .card-benefits {
        flex-direction: column;
        gap: var(--space-xs);
    }
    
    .step-content {
        padding: var(--space-lg);
    }
    
    .services-list {
        margin-bottom: var(--space-xl);
    }
    
    .service-item {
        flex-direction: column;
        text-align: center;
        gap: var(--space-md);
    }
    
    .visual-container {
        height: 350px;
    }
    
    .feature-card {
        width: 160px;
        height: 120px;
        padding: var(--space-md);
    }
    
    .card-title {
        font-size: 0.875rem;
    }
    
    .card-description {
        font-size: 0.7rem;
    }
    
    .application-form {
        padding: var(--space-xl);
    }
    
    .credit-card-stack {
        width: 280px;
        height: 180px;
    }
    
    .credit-card {
        width: 260px;
        height: 165px;
        padding: var(--space-md);
    }
    
    .card-number {
        font-size: 1rem;
    }
    
    .experience-badge {
        bottom: -20px;
        right: -20px;
        padding: var(--space-md);
    }
    
    .years {
        font-size: 1.5rem;
    }
    
    .about-actions {
        flex-direction: column;
        align-items: center;
    }
    
    .cta-btn {
        display: none;
    }
}

@media (max-width: 480px) {
    .hero-badge {
        font-size: 0.75rem;
        padding: var(--space-xs) var(--space-md);
    }
    
    .section-badge {
        font-size: 0.75rem;
        padding: var(--space-xs) var(--space-md);
    }
    
    .btn {
        padding: var(--space-sm) var(--space-lg);
        font-size: 0.875rem;
    }
    
    .btn-large {
        padding: var(--space-md) var(--space-xl);
        font-size: 1rem;
    }
    
    .floating-shapes {
        display: none;
    }
    
    .approval-popup,
    .stats-card {
        display: none;
    }
    
    .guarantee-card,
    .contact-card {
        padding: var(--space-lg);
    }
    
    .footer {
        padding: var(--space-4xl) 0 var(--space-lg);
    }
    
    .footer-logo {
        font-size: 1.25rem;
    }
    
    .footer-social a {
        width: 40px;
        height: 40px;
    }
}

/* Print Styles */
@media print {
    .nav-toggle,
    .floating-shapes,
    .floating-elements {
        display: none;
    }
    
    body {
        background: white !important;
        color: black !important;
    }
    
    .section-title,
    .hero-title {
        color: black !important;
    }
    
    .hero-background {
        display: none;
    }
}

/* Accessibility */
@media (prefers-reduced-motion: reduce) {
    *,
    *::before,
    *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
    }
    
    .floating-shapes {
        display: none;
    }
}

/* Focus Styles */
button:focus,
input:focus,
select:focus,
textarea:focus,
a:focus {
    outline: 3px solid var(--accent);
    outline-offset: 2px;
}

.btn:focus {
    outline: 3px solid rgba(102, 126, 234, 0.5);
    outline-offset: 2px;
}

/* High Contrast Mode */
@media (prefers-contrast: high) {
    :root {
        --primary: #000080;
        --secondary: #008000;
        --accent: #FF0000;
        --text-primary: #000000;
        --neutral-300: #666666;
        --bg-secondary: #F0F0F0;
    }
    
    .gradient-text,
    .highlight-text {
        color: var(--primary) !important;
        background: none !important;
        -webkit-text-fill-color: unset !important;
    }
}

/* Dark Mode Support */
@media (prefers-color-scheme: dark) {
    :root {
        --bg-primary: var(--neutral-900);
        --bg-secondary: var(--neutral-800);
        --bg-tertiary: var(--neutral-700);
        --text-primary: var(--neutral-100);
        --text-secondary: var(--neutral-300);
        --text-muted: var(--neutral-400);
        --neutral-200: var(--neutral-700);
        --neutral-300: var(--neutral-600);
    }
    
    .header {
        background: rgba(23, 23, 23, 0.95);
    }
    
    .application-form,
    .guarantee-card,
    .contact-card {
        background: rgba(38, 38, 38, 0.95);
        color: var(--text-primary);
    }
}

/* Smooth Scrolling Enhancement */
html {
    scroll-padding-top: 80px;
}

/* Selection Styles */
::selection {
    background: var(--primary-200);
    color: var(--primary-900);
}

::-moz-selection {
    background: var(--primary-200);
    color: var(--primary-900);
}

/* Loading State */
.loading {
    opacity: 0;
    transform: translateY(20px);
    transition: var(--transition-slow);
}

.loaded .loading {
    opacity: 1;
    transform: translateY(0);
}

/* Utility Classes */
.text-center { text-align: center; }
.text-left { text-align: left; }
.text-right { text-align: right; }

.mb-0 { margin-bottom: 0; }
.mb-sm { margin-bottom: var(--space-sm); }
.mb-md { margin-bottom: var(--space-md); }
.mb-lg { margin-bottom: var(--space-lg); }
.mb-xl { margin-bottom: var(--space-xl); }

.hidden { display: none; }
.visible { display: block; }

.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}